[CC1]

It is an excellent program. You won't probably learn anything you don't already know but it brings it all togethehr.

It is critical though that both spouses attend the classes. We took the course in 1999 and did not charge anything for four years. Since then we fell off the wagon and have regretted it ever since.

BTW - Dave Ramsey came to God at Christ Church Nashville about 20 years ago!