Everyone thinks, but not many post their true feelings when they are viewed as negative, especially if it’s dealing with an origination. Coop say what he feeling, I have no issues with it, I think if Coop could get some straight answer instead of the usually prodical, business as usually, maybe he move on. Coop I like you, I think you bring up some subjects other’s try to downplay. Besides if this became like Mr Roger neighborhood it get real boring~