Ferd, we also mixed it up about the economy and in particular housing. Take a look at this article, but mainly the supporting links. Good stuff. The link on housing stat says much of the country is going to further decline. And yesterday the National Mortgage news predicted another 11% decline in median home price, a huge amount of wealth that is evaporating out of the economy and will probably never to be gained back.
http://www.survivalblog.com/2009/10/..._this_rec.html