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Ron 03-03-2008 01:55 PM

Insurance Settlement
 
I was rear ended by a driver last summer & while I am in treatment for my back pain the adjuster wants to offer a settlement which on first offer is only 3-7 thousand short of what I would accept.

Pray that it works out.

Thanks.

Ron

tamor 03-03-2008 02:12 PM

Re: Insurance Settlement
 
Praying for you Ron. We will eventually have this to deal with, too. My prayers are with you for a fair and acceptable settlement.

Ron 03-03-2008 02:13 PM

Re: Insurance Settlement
 
Quote:

Originally Posted by tamor (Post 406268)
Praying for you Ron. We will eventually have this to deal with, too. My prayers are with you for a fair and acceptable settlement.


Thanks! I am in prayer for you all as well!

HeavenlyOne 03-03-2008 03:19 PM

Re: Insurance Settlement
 
Quote:

Originally Posted by Ron (Post 406248)
I was rear ended by a driver last summer & while I am in treatment for my back pain the adjuster wants to offer a settlement which on first offer is only 3-7 thousand short of what I would accept.

Pray that it works out.

Thanks.

Ron

If they are willing to come that close on their first offer, I'd be willing to bet that they'd pay as much over your offer as they shorted you the first time.

Stick to your guns. Don't accept anything less than what you want. Make sure that what you want over your bills is explicit as well. They are good at making an offer that includes your medical bills while making you think that it's over and above the bills.

Kay B 03-03-2008 04:55 PM

Re: Insurance Settlement
 
We had to deal with this several yrs ago with workmans comp. Praying for you Bro Ron.

Ron 03-03-2008 04:57 PM

Re: Insurance Settlement
 
Quote:

Originally Posted by HeavenlyOne (Post 406301)
If they are willing to come that close on their first offer, I'd be willing to bet that they'd pay as much over your offer as they shorted you the first time.

Stick to your guns. Don't accept anything less than what you want. Make sure that what you want over your bills is explicit as well. They are good at making an offer that includes your medical bills while making you think that it's over and above the bills.

Amen, I know thier practice is to lowball the offer & the end settlement includes
any past,present, & future treatments (they do pay a portion now but it is only 75% of the medical cost!)

Thanks for the prayers.

Rico 03-03-2008 04:59 PM

Re: Insurance Settlement
 
Quote:

Originally Posted by Ron (Post 406248)
I was rear ended by a driver last summer & while I am in treatment for my back pain the adjuster wants to offer a settlement which on first offer is only 3-7 thousand short of what I would accept.

Pray that it works out.

Thanks.

Ron

Stick to your guns, Ron. Insurance companies are in business to make money. They will cheat you if you let them. Don't let them!

Neck 03-03-2008 05:06 PM

Re: Insurance Settlement
 
Quote:

Originally Posted by Ron (Post 406248)
I was rear ended by a driver last summer & while I am in treatment for my back pain the adjuster wants to offer a settlement which on first offer is only 3-7 thousand short of what I would accept.

Pray that it works out.

Thanks.

Ron


My wife was hit from behind as well in April 2007.

Our insurance under uninsured motorist is what we are going after.

We have a lawyer and what they are offering is double the hospital and rehab treatment bills.

Of which the health insurance folks will want their portion to cover the bills my wife and son built up.

Why should they have to pay if it was not our fault.

So the amount is low after the lawyer and the healthcare folks would be paid.

Our lawyer told us that is the standard first offers.

My wife was not working so loss of income is not in the equation.

We turned down the offer and will most likely take it all the way to the mediating judge panel.

She told us we then have a better opportunity on receiving a fair offer.

Bro-Larry 03-03-2008 05:59 PM

Re: Insurance Settlement
 
Do you have an attorney?

Ron 03-04-2008 03:00 AM

Re: Insurance Settlement
 
Quote:

Originally Posted by hnhisle (Post 406368)
We had to deal with this several yrs ago with workmans comp. Praying for you Bro Ron.

Thanks.


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