Quote:
Originally Posted by Sherri
I know that Dave Ramsey really teaches against credit cards period, no exceptions. I have credit cards, but pay them off faithfully at the end of each month. I get lots of airline and hotel points, so I feel like it's good stewardship, rather than bad. But Dave says that you're letting man's system have your money, even if it's for less than a month, and he thinks that's wrong.
What think ye?
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I think that in order to be in and not of this world, there are certain realities that must be dealt with. A person's credit rating, in may ways, is more valuable than cash, serving as a reflection of one's sense of responsibility and financial discipline.
Responsible usage of credit cards is one sure way to build one's credit rating. It is easy to become entangled in the debt snare. However, in the time of emergency, it is good to have a credit card available to help cover the immediate necessities.
BTW Sherri,
If I come to Jackson, I'll leave my lotto tickets behind!
