Quote:
Originally Posted by Encryptus
Ramsey approaches credit cards in the same philosophy most Apostolics do about drinking, even though some could handle it, it is not worth the risk of getting addicted. Credit card abuse is epidemic right now and ESPECIALLY dangerous now that often cannot be discharged through bankruptcy.
I have taught his FPU several times. as a general rule his advice is dead on, avoid credit cards and consumer debt at all costs.
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I guess I understand that mentality. But I feel like because I have learned to use them responsibly and ALWAYS pay them off monthly, they have become an asset and not a liability to me. The free stays and flights that I earn seem to be a good measure of stewardship.
On the other hand, drinking (although it may be done responsibly) is never really an asset, but just a carnal pleasure.