View Single Post
  #23  
Old 09-09-2010, 04:33 PM
crakjak's Avatar
crakjak crakjak is offline
crakjak


 
Join Date: Feb 2007
Location: dallas area
Posts: 7,605
Re: Personal Responsibility

Quote:
Originally Posted by ILG View Post
Keep in mind there is good debt and bad debt. Good debt gives you cash flow (the money makes money for you) and bad debt takes cash from you. There is debt that is good, but usually when you are steeped in credit card debt and getting foreclosed on, the person usually has bad debt.
What are some examples of good debt? Buying a house at a very good price with a very low interest, might be one example, as long as it is on a 15 year mortgage and payments are no more than 25% of your take home. What are some others?

Actually, if you can pay cash, even in business or investments, it is much better than debt. With no debt, and six months of living expenses in an emergency fund, you can weather most downturns. Even "good debt" is bad when you lose your job, or have health problems in the family.
__________________
For it is written, "As I live, says the Lord every knee shall bow to me, and every tongue shall give praise to God. (Romans 14:11- NASB)


www.tentmaker.org
www.coventryreserve.org
Reply With Quote