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11-15-2008, 06:13 PM
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Supercalifragilisticexpiali...
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Join Date: Feb 2007
Posts: 19,197
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Economy - How has it effected you?
Please share how the current economy has effected you and yours.
I know many are hurting and pray God's care on us all.
The sharp drop in fuel prices has been a welcome blessing for me and my business.
Also, I feel very fortunate my small business has flourished in part because of the economic turmoil.
Alternate heat sources, peace of mind and self-sufficiency are all in premium demand in economic uncertainty.
I pray God shields us and keeps us all in His care.
__________________
"It is inhumane, in my opinion, to force people who have a genuine medical need for coffee to wait in line behind people who apparently view it as some kind of recreational activity." Dave Barry 2005
I am a firm believer in the Old Paths
Articles on such subjects as "The New Birth," will be accepted, whether they teach that the new birth takes place before baptism in water and Spirit, or that the new birth consists of baptism of water and Spirit. - THE PENTECOSTAL HERALD Dec. 1945
"It is doubtful if any Trinitarian Pentecostals have ever professed to believe in three gods, and Oneness Pentecostals should not claim that they do." - Daniel Segraves
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11-15-2008, 06:23 PM
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Banned
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Join Date: Aug 2008
Posts: 1,123
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Re: Economy - How has it effected you?
It has not touched us personally, we saw it coming, got out dept over 12 years ago, have have stay out, we own everything out right. That has saved us from whats going on now.
Now for my adult children 18- 23 the future looks grim, but we have set aside enough for them as well, any potential mate/ kids that might come on broad in near future. Good thing I love my kids ... 
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11-15-2008, 06:45 PM
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Registered Member
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Join Date: Apr 2007
Location: Wisconsin
Posts: 11,467
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Re: Economy - How has it effected you?
We've lost money out of our 401K.
__________________
Those who say it cannot be done should not interrupt the people doing it. ~Chinese Proverb
When I was young and clever, I wanted to change the world. Now that I am older and wiser, I strive to change myself. ~
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11-15-2008, 07:05 PM
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Forever Loved Admin
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Join Date: Dec 2007
Location: Texas
Posts: 26,537
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Re: Economy - How has it effected you?
We are doing okay. But you know, money comes and money goes. We are still here. Home and land paid for. Not going to bed hungry. A car or two almost paid off. Hoping retirement treats us well. And no credit card debt.
__________________
If my people, which are called by my name, shall humble themselves, and pray, and seek my face, and turn from their wicked ways; then will I hear from heaven, and will forgive their sin, and will heal their land.
2 Chronicles 7:14 KJV
He hath shewed thee, O man, what is good; and what doth the LORD require of thee, but to do justly, and to love mercy, and to walk humbly with thy God? Micah 6:8 KJV
Beloved, now are we the sons of God, and it doth not yet appear what we shall be: but we know that, when he shall appear, we shall be like him; for we shall see him as he is. 1 John 3:2 KJV
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11-15-2008, 07:08 PM
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Christmas 2009
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Join Date: Feb 2007
Location: Jackson, TN
Posts: 9,788
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Re: Economy - How has it effected you?
Our retirement funds and Zac's college funds have dropped severely, but as far as anything else, we've been fine. We're still investing heavily, since now is the time to buy. Fortunately, we don't owe anything except mortgage.
So far, the giving at the churches has held secure. A man from another church here in town indicated to me that their giving was really "off", so I'm thankful that hasn't happened to us. We need to build RIGHT NOW, but we are putting it off for a few months to see what happens.
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11-15-2008, 07:16 PM
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My Family!
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Join Date: Feb 2007
Location: Collierville, TN
Posts: 31,786
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Re: Economy - How has it effected you?
My 401(k) dropped significantly, but hoping since I have several years to continue working that it will rebound in time.
I have paid off all my credit cards and won't be using them again.
I watch what I spend now, when before I pretty well bought what I wanted.
I'm cutting back on the amount that I spend this Christmas.
__________________
Master of Science in Applied Disgruntled Religious Theorist Wrangling
PhD in Petulant Tantrum Quelling
Dean of the School of Hard Knocks
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11-15-2008, 07:29 PM
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Supercalifragilisticexpiali...
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Join Date: Feb 2007
Posts: 19,197
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Re: Economy - How has it effected you?
No 401k here, but our IRAs dropped. I am trying not to think about that and continue to fund them.
__________________
"It is inhumane, in my opinion, to force people who have a genuine medical need for coffee to wait in line behind people who apparently view it as some kind of recreational activity." Dave Barry 2005
I am a firm believer in the Old Paths
Articles on such subjects as "The New Birth," will be accepted, whether they teach that the new birth takes place before baptism in water and Spirit, or that the new birth consists of baptism of water and Spirit. - THE PENTECOSTAL HERALD Dec. 1945
"It is doubtful if any Trinitarian Pentecostals have ever professed to believe in three gods, and Oneness Pentecostals should not claim that they do." - Daniel Segraves
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11-15-2008, 07:34 PM
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Administrator
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Join Date: Feb 2007
Location: Mississippi
Posts: 6,501
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Re: Economy - How has it effected you?
We lost a large amount out of the 401K.
The only debt we have is our daughter's car payment since she was laid off from her job, and our regular monthly household bills. There were a few medical bills left over from my husband's surgery in July- but God blessed us greatly by the hospital reducing the bill by 75% and letting me make small payments on what's left.
I am a bargain shopper, so I rarely spend a large amount at Christmas anyway but I get great values for my money. For example, the $49.98 DVD set for my daughters for $9.99. (See deal posted in shopping mall area)  However, this year-- many homemade from the heart gifts will be given rather than purchased gifts.
I got a job-- which was supposed to have been full time, which was cut to part time two weeks after I started work. They say my hours will pick up to full time again in Jan. I pray that they do....
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11-15-2008, 07:42 PM
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Christmas 2009
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Join Date: Feb 2007
Location: Jackson, TN
Posts: 9,788
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Re: Economy - How has it effected you?
I forgot to say that we are eating at home a lot more in the evenings. We still eat lunch out nearly every day, but we are eating at home at night. I really love to cook; our lifestyle is just so crazy I haven't been able to do it like I want to. But we are seeing more money saved now that we have cut back on the restaurant bills!!
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11-15-2008, 07:47 PM
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Registered Member
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Join Date: Apr 2007
Posts: 87
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Re: Economy - How has it effected you?
Eating out less,
Traveling less,
Retirement savings has dropped
Budgeting more
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