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Originally Posted by Felicity
Good summation ... except that I'd add to #1 that we are born again/spiritually regenerated at that point - not just forgiven.
I'd also emphasize the necessity of water baptism for salvation. I just don't see how a person can be saved without it.
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You are correct. When sins are forgiven, we become new creatures in Christ as Paul taught. We are regenerated... we die to sin, and are made alive in Christ.
I do believe in the necessity of water baptism as obedience to what the Bible teaches. Baptism is that first step a new born Christian tales in completely surrendering his all to the Lord.