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  #1  
Old 08-12-2009, 08:14 AM
*AQuietPlace*'s Avatar
*AQuietPlace* *AQuietPlace* is offline
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Re: Universal Health Insurance & Abortion:

If they're going to mandate health insurance, they'd better lower the rates. My husband has insurance, but we can't afford to add me to his policy. It would cost more than our house payment.

I don't take a free ride, either. I just don't go to the doctor.
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Old 08-12-2009, 08:33 AM
coadie coadie is offline
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Re: Universal Health Insurance & Abortion:

Quote:
Originally Posted by *AQuietPlace* View Post
If they're going to mandate health insurance, they'd better lower the rates. My husband has insurance, but we can't afford to add me to his policy. It would cost more than our house payment.

I don't take a free ride, either. I just don't go to the doctor.
Government workers don't have that problem. I think Obama said a health plan for a family was running 13,000 dollars a year. If we mandate all small companies to furnish insurance we can see 2-3 million laid off. What problem does that solve?
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Old 08-12-2009, 10:16 AM
Aquila Aquila is offline
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Re: Universal Health Insurance & Abortion:

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Originally Posted by coadie View Post
Government workers don't have that problem. I think Obama said a health plan for a family was running 13,000 dollars a year. If we mandate all small companies to furnish insurance we can see 2-3 million laid off. What problem does that solve?
Geesh Coadie... it's becoming even more evident with every post that you don't know the Obama plan. This too isn't an issue.
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Old 08-12-2009, 11:21 AM
coadie coadie is offline
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Re: Universal Health Insurance & Abortion:

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Geesh Coadie... it's becoming even more evident with every post that you don't know the Obama plan. This too isn't an issue.
I read the 1018 pages several weeks ago. Apperently you may not be familiar with insurance.

I have purchased health plans for employees for over 30 years. You must be a government worker? And who pays for your coverage?
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Old 08-12-2009, 12:10 PM
Aquila Aquila is offline
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Re: Universal Health Insurance & Abortion:

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Originally Posted by coadie View Post
I read the 1018 pages several weeks ago. Apperently you may not be familiar with insurance.

I have purchased health plans for employees for over 30 years. You must be a government worker? And who pays for your coverage?
I am both a tax payer and I pay the government negotiated monthly premium. Therefore, I do. However, since I have the bargaining power of the government my rates are far lower than yours. We're trying to get you guys on board but your afraid.
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Old 08-12-2009, 10:14 AM
Aquila Aquila is offline
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Re: Universal Health Insurance & Abortion:

Quote:
Originally Posted by *AQuietPlace* View Post
If they're going to mandate health insurance, they'd better lower the rates. My husband has insurance, but we can't afford to add me to his policy. It would cost more than our house payment.

I don't take a free ride, either. I just don't go to the doctor.
Market forces my dear... your rates are so high because we are fitting the bill for millions who aren't covered and aren't paying a dime on their medical bills. In addition over 25% of the cost is administration costs due to the duplicity in our system. We need a health care database so that you don't need office staff in ever office processing applications to gather information that's already been provided a dozen times. When all Americans are covered and provders are being paid we'll see these inflated prices drop. That's why it has to be a mandate.
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Old 08-12-2009, 11:17 AM
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*AQuietPlace* *AQuietPlace* is offline
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Re: Universal Health Insurance & Abortion:

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Originally Posted by Aquila View Post
Market forces my dear... your rates are so high because we are fitting the bill for millions who aren't covered and aren't paying a dime on their medical bills. In addition over 25% of the cost is administration costs due to the duplicity in our system. We need a health care database so that you don't need office staff in ever office processing applications to gather information that's already been provided a dozen times. When all Americans are covered and provders are being paid we'll see these inflated prices drop. That's why it has to be a mandate.
The mandated health care will still have to be affordable for all people. Auto insurance is required, but if I can't afford it, I can not have a car. I can ride the bus, carpool, or walk.

I can't not have a body.

I'm not sure that mandating it is going to immediately bring the prices down.
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Old 08-12-2009, 11:25 AM
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MikeinAR MikeinAR is offline
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Re: Universal Health Insurance & Abortion:

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Originally Posted by *AQuietPlace* View Post
The mandated health care will still have to be affordable for all people. Auto insurance is required, but if I can't afford it, I can not have a car. I can ride the bus, carpool, or walk.

I can't not have a body.

I'm not sure that mandating it is going to immediately bring the prices down.
I'm not sure about the immediately part, but it WILL reduce premiums without a doubt. The costs of procedures, hopsital stays, doctors visits, pharmaceuticals, etc.. will all decrease which in turn will make insurance policies much cheaper.

The problem we'll have if we don't mandate is that we all know there is a certain percentage of the population who thinks their bullet proof and don't need the insurance or they'll simply use their money on other stuff and won't buy into a plan.

If that's allowed, premiums won't go down.
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Old 08-12-2009, 11:32 AM
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*AQuietPlace* *AQuietPlace* is offline
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Re: Universal Health Insurance & Abortion:

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Originally Posted by MikeinAR View Post
I'm not sure about the immediately part, but it WILL reduce premiums without a doubt. The costs of procedures, hopsital stays, doctors visits, pharmaceuticals, etc.. will all decrease which in turn will make insurance policies much cheaper.

The problem we'll have if we don't mandate is that we all know there is a certain percentage of the population who thinks their bullet proof and don't need the insurance or they'll simply use their money on other stuff and won't buy into a plan.

If that's allowed, premiums won't go down.
But non-immediacy is a HUGE problem. I cannot afford to buy health insurance right now.

SOMETHING needs to be done about our health care system. I'm not sure what I think the best plan is.
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  #10  
Old 08-12-2009, 11:38 AM
coadie coadie is offline
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Re: Universal Health Insurance & Abortion:

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Originally Posted by *AQuietPlace* View Post
But non-immediacy is a HUGE problem. I cannot afford to buy health insurance right now.

SOMETHING needs to be done about our health care system. I'm not sure what I think the best plan is.
Tort reform. In my office building early 80's we had an attorney that had 3 judgements in the 5-15 million dollar range. Then with malpractice awards going up, one of the firms larger class action suits was over 20 million. Now we see annual insurance premioums are 100,000 dollars for a doc and some Ob/Gyns totally stop doing deliveries because they can hit 180,000 thousand. The Dem Lawyers in congress hate tort reform. John Edwards made a couple hundred million on medical malpractice.
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