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12-08-2008, 02:05 PM
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Registered Member
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Join Date: Feb 2007
Posts: 13,396
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Sounds Too Good To Be True
I got a call from the GM dealership I bought my Chevy Optra from almost 2 years ago,
he said that I was at a higher interest rate & he thought he could get a better rate & a different vehicle.
I said I was curious & he went to work.
He came back and said I was approved for a lower interest rate & lower monthly payment on a brand new 2008 Pontiac Montana Minnivan which we have always wanted for our family.
He said, I need your pay stub, I said that I have been on WCB this year & he said, that is right, you told me. Let me check.
He got back to me & he said that they waived the requirement for a pay stub seeing as I never missed a payment on the Chevy Optra.
We are supposed to go there tonight & it seems GM is desperate to move the vehicles.
I like GM & I will be having a car payment one way or another either on my Chevy now or a possible Pontiac in the future.
Gas prices have fallen & I don't expect them to rise soon.
The economy can't take it.
Anyways, I would appreciate any advice & prayers.
I have been considering this for a while & I always bought the Car with the intention of getting a Van for the family in the future.
BTW, I would not keep the Car.
Your thoughts?
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12-08-2008, 02:08 PM
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My Family!
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Join Date: Feb 2007
Location: Collierville, TN
Posts: 31,786
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Re: Sounds Too Good To Be True
I think there will be some really good deals for folks.
One of my employees got a call this morning from a dealership she was shopping for a car this summer. They seem to be desperate for business.
__________________
Master of Science in Applied Disgruntled Religious Theorist Wrangling
PhD in Petulant Tantrum Quelling
Dean of the School of Hard Knocks
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12-08-2008, 02:09 PM
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Re: Sounds Too Good To Be True
Quote:
Originally Posted by rgcraig
I think there will be some really good deals for folks.
One of my employees got a call this morning from a dealership she was shopping for a car this summer. They seem to be desperate for business.
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So if I can swing it, you say go for it?
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12-08-2008, 02:34 PM
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I do what's right in...
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Join Date: Jan 2008
Posts: 573
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Re: Sounds Too Good To Be True
Quote:
Originally Posted by Ron
So if I can swing it, you say go for it?
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Would you sell your other car, or trade it in?
How much are you adding to your current debt?
If you are getting a lower interest rate, and a lower payment, and will be able to get as much for your old car as you owe AND you are not increasing you debt significantly, then I say consider it.
But keep in mind that you are most likely increasing the term of your debt, as well as the amount, which to someone who hates debt as much as I do, is never a good idea.
But we don't live in a perfect world, so you need to consider all the possible consequences of your decision, and do what's best for you and your family.
__________________
"I am a great and sublime fool. But then I am God's fool,
and all His works must be contemplated with respect."
~Mark Twain
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12-08-2008, 02:37 PM
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Forever Loved Admin
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Join Date: Dec 2007
Location: Texas
Posts: 26,537
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Re: Sounds Too Good To Be True
Don't have any advice Ron, but will be praying for you to make the right decision.
__________________
If my people, which are called by my name, shall humble themselves, and pray, and seek my face, and turn from their wicked ways; then will I hear from heaven, and will forgive their sin, and will heal their land.
2 Chronicles 7:14 KJV
He hath shewed thee, O man, what is good; and what doth the LORD require of thee, but to do justly, and to love mercy, and to walk humbly with thy God? Micah 6:8 KJV
Beloved, now are we the sons of God, and it doth not yet appear what we shall be: but we know that, when he shall appear, we shall be like him; for we shall see him as he is. 1 John 3:2 KJV
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12-08-2008, 02:39 PM
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Registered Member
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Join Date: Feb 2007
Posts: 13,396
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Re: Sounds Too Good To Be True
Quote:
Originally Posted by My Own Eyes
Would you sell your other car, or trade it in?
How much are you adding to your current debt?
If you are getting a lower interest rate, and a lower payment, and will be able to get as much for your old car as you owe AND you are not increasing you debt significantly, then I say consider it.
But keep in mind that you are most likely increasing the term of your debt, as well as the amount, which to someone who hates debt as much as I do, is never a good idea.
But we don't live in a perfect world, so you need to consider all the possible consequences of your decision, and do what's best for you and your family.
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I will be trading in the car.
This good advice Mich, I agree, I hate debt as well.
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12-08-2008, 02:40 PM
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Registered Member
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Join Date: Feb 2007
Posts: 13,396
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Re: Sounds Too Good To Be True
Quote:
Originally Posted by cneasttx
Don't have any advice Ron, but will be praying for you to make the right decision.
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Thanks, I appreciate this.
We also desire a Van to have the potential to pick up people and bring them to Church.
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12-08-2008, 02:47 PM
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Jesus is the Christ
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Join Date: Feb 2008
Location: San Antonio
Posts: 1,484
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Re: Sounds Too Good To Be True
What is WCB?
__________________
If ye believe not that I AM, ye shall die in your sins. John 8:24
Mone me, amabo te, si erro
No real problem exists over the use of "The Name" in everthing else done in the Church. Why then should there exist great controversy over the use of the "The Name of the Godhead" in water baptism?
Kevin J. Conner The Name of God p. 92
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12-08-2008, 02:52 PM
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Registered Member
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Join Date: Feb 2007
Posts: 13,396
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Re: Sounds Too Good To Be True
Quote:
Originally Posted by bkstokes
What is WCB?
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Workers Compensation Board.
I snapped my Ankle & badly dislocated it over a year and a half ago.
After two operations & some Physio, I am scheduled to back to work in January.
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12-12-2008, 12:47 PM
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I do what's right in...
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Join Date: Jan 2008
Posts: 573
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Re: Sounds Too Good To Be True
Hey Ron, how about an update?
What did you decide to do?
__________________
"I am a great and sublime fool. But then I am God's fool,
and all His works must be contemplated with respect."
~Mark Twain
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