How to Save Money

[ILG]

Originally Posted by Michael Phelps

I was being facetious, making reference to the "born gay" thread.

You said you were "born a penny pincher", lol.

I knew that, I was just razzing you back.

[Rhoni]

I inherited the gene for liking the most expensive of everything. I was told once that I didn't make a very good poor person. Amen to that!

[Pastor Keith]

In the book "The Automatic Millionaire", the author heard the complaint that most people don't make enough to save or invest. Yet when he inquired how they spent their money, most if not all had no problem spending $2-$4 daily on designer coffees and lattes.

When they could drink something else and save the rest. It adds up to between $50-$100 that can go into an investment.

My goal is to deduct 10% of my paycheck before I even get it, I am not quite there yet (currently 9%) but next Feb. will be. Easy way to save for the future without missing it.

[ILG]

Originally Posted by keith4him

In the book "The Automatic Millionaire", the author heard the complaint that most people don't make enough to save or invest. Yet when he inquired how they spent their money, most if not all had no problem spending $2-$4 daily on designer coffees and lattes.

When they could drink something else and save the rest. It adds up to between $50-$100 that can go into an investment.

My goal is to deduct 10% of my paycheck before I even get it, I am not quite there yet (currently 9%) but next Feb. will be. Easy way to save for the future without missing it.

True. Most people don't save because they don't want to or lack the discipline. BTW, about the time you said you lost 17% in your 401K, my husband said the same. We're planning on riding it out...

[Blubayou]

With Christmas coming up here is a money saving gift idea for friends;
Home Made Bath Salts
These quick bath salts are easy to make and even easier to customize. The Epsom salt soothes your body while the fragrances sooth your nerves.
Approximate Time: 5 minutes

Supplies:
1 cup Epsom Salt
2 drops Sage Essential Oil
1 drop Peppermint Essential Oil
2 small drops Green Food Coloring
2 tsp. Mineral or Olive Oil
Sturdy Ziploc Plastic Bag
Instructions:
Open your plastic Ziploc bag and let air into it, so that the plastic isn't sticking together. Tilt the bag so one bottom corner is lower than the other. Stick your hand into the bag and add the essential oils, food coloring, and oil to the lower corner. Slowly lift the bottom corner of the bag so that both corners are even.. Let the liquid mix and cover the bottom on the bag.
Now pour your Epsom salt into the bag. Squeeze out most of the air and zip the bag closed securely. Shake, massage, and flip the bag until the salt is a uniform color. This means the oils, scents, and color has been mixed evenly across the salt.


Once everything is mixed, dump the salt into some sort of pretty container, anything can work as long as it has a lid. Close the container and add a ribbon or decoration to make it extra pretty, as shown in the finished project picture. Now your salts are ready to enjoy or give away as a gift.

Notes:
The salts should make enough for 1-4 uses, depending on the person and size of bathtub. If you want to make a large jar, simply double the recipe. If you want to try the salts, but need something on the more relaxing side, skip the sage, peppermint and green food coloring. Use lavender, jasmine and purple food coloring instead.
Using the extra mineral or olive oil isn't a must, and you can skip it if you want. However, the oil helps distribute the color and scent evenly into the salt, and adds a little boost of moisture to the overall product. This is great for people who love the soothing nature of bath salts, but have problems with dry skin. If the dry skin problem is major, use more of the mineral or olive oil to compensate

[LaVonne]

Originally Posted by Blubayou

With Christmas coming up here is a money saving gift idea for friends;
Home Made Bath Salts
These quick bath salts are easy to make and even easier to customize. The Epsom salt soothes your body while the fragrances sooth your nerves.
Approximate Time: 5 minutes

Supplies:
1 cup Epsom Salt
2 drops Sage Essential Oil
1 drop Peppermint Essential Oil
2 small drops Green Food Coloring
2 tsp. Mineral or Olive Oil
Sturdy Ziploc Plastic Bag
Instructions:
Open your plastic Ziploc bag and let air into it, so that the plastic isn't sticking together. Tilt the bag so one bottom corner is lower than the other. Stick your hand into the bag and add the essential oils, food coloring, and oil to the lower corner. Slowly lift the bottom corner of the bag so that both corners are even.. Let the liquid mix and cover the bottom on the bag.
Now pour your Epsom salt into the bag. Squeeze out most of the air and zip the bag closed securely. Shake, massage, and flip the bag until the salt is a uniform color. This means the oils, scents, and color has been mixed evenly across the salt.


Once everything is mixed, dump the salt into some sort of pretty container, anything can work as long as it has a lid. Close the container and add a ribbon or decoration to make it extra pretty, as shown in the finished project picture. Now your salts are ready to enjoy or give away as a gift.

Notes:
The salts should make enough for 1-4 uses, depending on the person and size of bathtub. If you want to make a large jar, simply double the recipe. If you want to try the salts, but need something on the more relaxing side, skip the sage, peppermint and green food coloring. Use lavender, jasmine and purple food coloring instead.
Using the extra mineral or olive oil isn't a must, and you can skip it if you want. However, the oil helps distribute the color and scent evenly into the salt, and adds a little boost of moisture to the overall product. This is great for people who love the soothing nature of bath salts, but have problems with dry skin. If the dry skin problem is major, use more of the mineral or olive oil to compensate

Great idea...my family has always been big on homemade gifts.

[commonsense]

I might try the bath salt recipe. I already have several essential oils on hand. What a great idea!

Thanks.

[ILG]

For little kids birthday parties you can use old colored comics for wrapping paper. Also, if you know an environmentalist, you can use an old potato chip bag washed and turned inside out (it will look like the shiny wrapping paper you see). To some, this would just be plain cheap, but little kids and environmentalists would probably appreciate it.

[Blubayou]

I will post some more easy to make, inexpensive gifts later.

[Margies3]

Originally Posted by Blubayou

I will post some more easy to make, inexpensive gifts later.

Please DO! I'm looking forward to this. Maybe this could be a totally different thread all of it's own?