Market forces my dear... your rates are so high because we are fitting the bill for millions who aren't covered and aren't paying a dime on their medical bills. In addition over 25% of the cost is administration costs due to the duplicity in our system. We need a health care database so that you don't need office staff in ever office processing applications to gather information that's already been provided a dozen times. When all Americans are covered and provders are being paid we'll see these inflated prices drop. That's why it has to be a mandate.
The mandated health care will still have to be affordable for all people. Auto insurance is required, but if I can't afford it, I can not have a car. I can ride the bus, carpool, or walk.
I can't not have a body.
I'm not sure that mandating it is going to immediately bring the prices down.
The mandated health care will still have to be affordable for all people. Auto insurance is required, but if I can't afford it, I can not have a car. I can ride the bus, carpool, or walk.
I can't not have a body.
I'm not sure that mandating it is going to immediately bring the prices down.
I'm not sure about the immediately part, but it WILL reduce premiums without a doubt. The costs of procedures, hopsital stays, doctors visits, pharmaceuticals, etc.. will all decrease which in turn will make insurance policies much cheaper.
The problem we'll have if we don't mandate is that we all know there is a certain percentage of the population who thinks their bullet proof and don't need the insurance or they'll simply use their money on other stuff and won't buy into a plan.
If that's allowed, premiums won't go down.
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I'm not sure about the immediately part, but it WILL reduce premiums without a doubt. The costs of procedures, hopsital stays, doctors visits, pharmaceuticals, etc.. will all decrease which in turn will make insurance policies much cheaper.
The problem we'll have if we don't mandate is that we all know there is a certain percentage of the population who thinks their bullet proof and don't need the insurance or they'll simply use their money on other stuff and won't buy into a plan.
If that's allowed, premiums won't go down.
But non-immediacy is a HUGE problem. I cannot afford to buy health insurance right now.
SOMETHING needs to be done about our health care system. I'm not sure what I think the best plan is.
I'm not sure about the immediately part, but it WILL reduce premiums without a doubt. The costs of procedures, hopsital stays, doctors visits, pharmaceuticals, etc.. will all decrease which in turn will make insurance policies much cheaper.
The problem we'll have if we don't mandate is that we all know there is a certain percentage of the population who thinks their bullet proof and don't need the insurance or they'll simply use their money on other stuff and won't buy into a plan.
If that's allowed, premiums won't go down.
Nothing goes down in price when the government is involved. Plus you will pay for more with less coverage. How is that better?
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The mandated health care will still have to be affordable for all people. Auto insurance is required, but if I can't afford it, I can not have a car. I can ride the bus, carpool, or walk.
I can't not have a body.
I'm not sure that mandating it is going to immediately bring the prices down.
Actually when HMO's came out. We had a lawyer from church run one that sold for 300 million dollars. They got a law that required companies to offer a HMO as an alternaitive for health insurance. So Our neighbor could have her reps go into a company and "mandate" they get a HMO. In the early years, there was often only one HMO in most markets.
Government control. With a mandated Health I d card, they can track who has let a policy lapse by reason of being laid off or having no money.
The government is incredibly inefficient. When they get in farther, costs of running a bloated beaureaucracy will drive up expenses.
Government is not for profit and have no incentives for efficiency. Under the plan, your insurance would be added to your husbands and it will cut takehome pay.
Actually when HMO's came out. We had a lawyer from church run one that sold for 300 million dollars. They got a law that required companies to offer a HMO as an alternaitive for health insurance. So Our neighbor could have her reps go into a company and "mandate" they get a HMO. In the early years, there was often only one HMO in most markets.
Government control. With a mandated Health I d card, they can track who has let a policy lapse by reason of being laid off or having no money.
The government is incredibly inefficient. When they get in farther, costs of running a bloated beaureaucracy will drive up expenses.
Government is not for profit and have no incentives for efficiency. Under the plan, your insurance would be added to your husbands and it will cut takehome pay.
Coadie... Coadie... Coadie. Not so. Again, look at your congressman and the tens of thousands of government workers with plans like these who are alive and well... and frankly, have far cheaper premiums than you do.
The mandated health care will still have to be affordable for all people. Auto insurance is required, but if I can't afford it, I can not have a car. I can ride the bus, carpool, or walk.
I can't not have a body.
I'm not sure that mandating it is going to immediately bring the prices down.
Car insurance and medical insurance are two different animals. If they billed you for the uninsured drivers you'd see your car insurance FAR higher. Very bad comparison. Such comparisons show how little most know about this stuff.
Car insurance and medical insurance are two different animals. If they billed you for the uninsured drivers you'd see your car insurance FAR higher. Very bad comparison. Such comparisons show how little most know about this stuff.
I'm not saying they're the same, I'm saying that if they are going to mandate health care coverage, something will have to be done to lower the premiums immediately. Otherwise, people will not be able to afford it.
(I'm not even arguing about Obama's plan, I don't have an opinion on it yet)
Car insurance and medical insurance are two different animals. If they billed you for the uninsured drivers you'd see your car insurance FAR higher. Very bad comparison. Such comparisons show how little most know about this stuff.
Un insured motorist coverage is mandated in my state.
You were wrong. Car insurance and mdical insurance are the same types of insurance. Both use actuaries and tables for risks and claims. Fortunately I am very familiar with how insurance companies work. I can audit their annual reports.
Are you a CPA?
Wow. You folks are REALLY misinformed. Like I said, I work for the government and policy review is part of my daily routine. None of this scare tactic is reality.
Hybrid Mode
