I thought a thread like this was needed to help people learn how to save money, if they are looking for a way to. I'm sure everyone has a few tips. I have always been an extreme penny pincher, I think I was born that way. When I was small, I used to cut coupons and preach to my mom to use them.
Anyway, I think many people who have also been stay-at-home moms have really learned how to pinch pennies. I stayed home and when you have more time than money, you learn a few tricks anyway...
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Those who say it cannot be done should not interrupt the people doing it. ~Chinese Proverb
When I was young and clever, I wanted to change the world. Now that I am older and wiser, I strive to change myself. ~
Garage sales are cheapest but it's hard to try things on. Thrift stores often have 1/2 off deals. If you are really strapped, stick with half off items.
When you go into a store, never even look at the clothes on the regular racks. Limit yourself only to the items on the clearance racks and then be careful that it is truly a good deal. I get almost all the shirts I need for my husband and son at 2 to 3 dollars a piece. Wal-Mart and JC Penneys are the best clearance places IMO. JC Penneys has better quality. In order to do this, you have to buy end of season and save the items for the next season. I have done this with both my kids and very seldomly had a problem with sizes.
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Those who say it cannot be done should not interrupt the people doing it. ~Chinese Proverb
When I was young and clever, I wanted to change the world. Now that I am older and wiser, I strive to change myself. ~
To get better gas mileage, keep an eye on the tire pressure. Heard some statistic a while back, something like most cars on the road have under inflated tires, real bad for mileage.
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Hebrews 13:23 Know ye that our brother Timothy is set at liberty
To get better gas mileage, keep an eye on the tire pressure. Heard some statistic a while back, something like most cars on the road have under inflated tires, real bad for mileage.
My brother just told me this last week and he inflated my tires a bit!
Would under inflated be like deflated -
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Master of Science in Applied Disgruntled Religious Theorist Wrangling
PhD in Petulant Tantrum Quelling
Dean of the School of Hard Knocks
You buy minimum $5 worth of gas and $1 inside and keep up with certain things. You fill out a form online and you get $12.
I buy $10 worth of gas and the inside purchase and write it off as free gas.
The first cycle takes a month before you get your pay but you just use that money to buy the next round of shops and it is a continuous flow of free gas depending on the number of shops available in your area.
Plan trips to the grocery store. Don't just go to "pick up a few things."
1. Peruse ads from various grocers.
2. Carefully plan meals, and what ingredients will be needed.
3. Create a shopping list. I know that sounds very simple, but many people don't.
4. Stick to the list. Do NOT deviate.
5. Only take a predetermined amount of cash with you. NEVER shop with credit cards and/or debit cards that have high limits on potential spending.
Other helpful hints are as follows:
1. Never go to the grocery store when hungry.
2. Stock up on staple items (like canned vegetables, flour and sugar) when they are on sale. When Thanksgiving sales hit, our family buys enough canned vegetables to last for around six months. Same thing with cake mixes.
3. Shop at discount grocers. ALDI and IGA brand stores normally give the best value across the board.
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I'm (sic) not cynical, I just haven't been around long enough to be Jedi mind-tricked by politics as usual. Alas, maybe in a few years I'll be beaten back into the herd. tstew
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