Serious Question
 

When making a credit card payment by mail or online there is no charge. When the credit card company calls when you are late to ensure that they recieve a payment, they do not charge.

So, why do they want to charge you $14.95 to make a payment by phone?

Re: Serious Question
 

I always ask them to wave it and they always do but I only have 1 credit card also

Re: Serious Question
 

So, if they can waive the fee, why do they need to charge it?

Re: Serious Question
 

I just think it is a extra way they try for the cc company to get money..

Re: Serious Question
 

Serious answer.


because they can.

Companies will move you to the direction they want you to go. if they want you to pay one way, that way will be free. if they dont want you to pay one way, they will build in costs associated with that.

Re: Serious Question
 

Thats true.

Look now we all have to have cable TV if we are to have TV at all. No more rabbit ears. Big Brother is recording our TV habits I think.

Re: Serious Question
 

I never understood that. First of all who charges a 15 dollar processing fee? How come I can withdraw money from a teller machine for a dollar but to pay a credit card by phone it's 15 dollars...

Is it to pay the people that work there? Well, do they not get paid if I don't pay by phone? I mean they are already being paid.

Re: Serious Question
 

Is that like taxing cigarettes huge amounts to get them to quit while conveniently paying for our debt? :thumbsup

Re: Serious Question
 

I think Big Brother has bigger fish to fry than to be concerned with your very pedestrian television viewing habits.

Now, Nielsen Ratings and advertisers - they'd pay dearly for the right kind of information.

Re: Serious Question
 

Could be that it cost companies to process payments via credit and or debit. Any store that takes Debit and or credit that usually ask you whether you want credit or debit will usually run your card as debit cause they are not charged for those. Just a thought