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  #1  
Old 02-23-2009, 12:04 PM
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BrotherEastman BrotherEastman is offline
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Serious Question

When making a credit card payment by mail or online there is no charge. When the credit card company calls when you are late to ensure that they recieve a payment, they do not charge.

So, why do they want to charge you $14.95 to make a payment by phone?
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  #2  
Old 02-23-2009, 12:07 PM
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KWSS1976 KWSS1976 is offline
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Re: Serious Question

I always ask them to wave it and they always do but I only have 1 credit card also
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  #3  
Old 02-23-2009, 12:14 PM
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BrotherEastman BrotherEastman is offline
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Re: Serious Question

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Originally Posted by KWSS1976 View Post
I always ask them to wave it and they always do but I only have 1 credit card also
So, if they can waive the fee, why do they need to charge it?
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Old 02-23-2009, 12:20 PM
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KWSS1976 KWSS1976 is offline
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Re: Serious Question

I just think it is a extra way they try for the cc company to get money..
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  #5  
Old 02-23-2009, 12:36 PM
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Re: Serious Question

Serious answer.


because they can.

Companies will move you to the direction they want you to go. if they want you to pay one way, that way will be free. if they dont want you to pay one way, they will build in costs associated with that.
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Old 02-23-2009, 12:52 PM
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Re: Serious Question

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Originally Posted by Ferd View Post
Companies will move you to the direction they want you to go. if they want you to pay one way, that way will be free. if they dont want you to pay one way, they will build in costs associated with that.
Thats true.

Look now we all have to have cable TV if we are to have TV at all. No more rabbit ears. Big Brother is recording our TV habits I think.
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Old 02-23-2009, 01:01 PM
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Re: Serious Question

Quote:
Originally Posted by BrotherEastman View Post
When making a credit card payment by mail or online there is no charge. When the credit card company calls when you are late to ensure that they recieve a payment, they do not charge.

So, why do they want to charge you $14.95 to make a payment by phone?
I never understood that. First of all who charges a 15 dollar processing fee? How come I can withdraw money from a teller machine for a dollar but to pay a credit card by phone it's 15 dollars...

Is it to pay the people that work there? Well, do they not get paid if I don't pay by phone? I mean they are already being paid.
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  2. The Son is God himself in a human form or "God manifested in the flesh" (1Tim 3:16)
  3. Every sinner must repent of their sins.
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Old 02-23-2009, 01:02 PM
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Re: Serious Question

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Originally Posted by Ferd View Post
Serious answer.


because they can.

Companies will move you to the direction they want you to go. if they want you to pay one way, that way will be free. if they dont want you to pay one way, they will build in costs associated with that.
Is that like taxing cigarettes huge amounts to get them to quit while conveniently paying for our debt?
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Let it be understood that Apostolic Friends Forum is an Apostolic Forum.
Apostolic is defined on AFF as:


  1. There is One God. This one God reveals Himself distinctly as Father, Son and Holy Ghost.
  2. The Son is God himself in a human form or "God manifested in the flesh" (1Tim 3:16)
  3. Every sinner must repent of their sins.
  4. That Jesus name baptism is the only biblical mode of water baptism.
  5. That the Holy Ghost is for today and is received by faith with the initial evidence of speaking in tongues.
  6. The saint will go on to strive to live a holy life, pleasing to God.
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  #9  
Old 02-23-2009, 01:12 PM
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pelathais pelathais is offline
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Re: Serious Question

Quote:
Originally Posted by citizen View Post
Thats true.

Look now we all have to have cable TV if we are to have TV at all. No more rabbit ears. Big Brother is recording our TV habits I think.
I think Big Brother has bigger fish to fry than to be concerned with your very pedestrian television viewing habits.

Now, Nielsen Ratings and advertisers - they'd pay dearly for the right kind of information.
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  #10  
Old 02-23-2009, 01:14 PM
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Jack Shephard Jack Shephard is offline
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Re: Serious Question

Could be that it cost companies to process payments via credit and or debit. Any store that takes Debit and or credit that usually ask you whether you want credit or debit will usually run your card as debit cause they are not charged for those. Just a thought
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