Apostolic Friends Forum - Retirement ? on 403b roth

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Truthseeker

08-08-2009 09:20 AM

Retirement ? on 403b roth

I'm sure some folks here are in the know here

What is the advantage of having a 403B before taxes and a 403b roth after taxes. I got the jist of it but wanted some input from those in the know.

I'm 39 and make about 2,500,000 /year, so how can I build by retirement?

:ursofunny OK not over 2million. lol But still a serious question.

deltaguitar

08-08-2009 09:32 AM

Re: Retirement ? on 403b roth

I have to mow the yard. I will try to answer back later in the day. You could probably google it and find a lot of information. Basically the roth contributions can't be deducted against your taxable income but when you retire you won't be paying taxes on the income that you draw out.

Will check back later.

Timmy

08-08-2009 10:08 AM

Re: Retirement ? on 403b roth

I dunno, but my hunch is the best answer is:

It depends!

coadie

08-08-2009 11:11 AM

Re: Retirement ? on 403b roth

Quote:

Originally Posted by Truthseeker (Post 785092)

Quote:

If you answer this question, you will have the answer to your question.

Will your tax rate be higher or lower after you announce retirement than it is during your withholding period until retirement?

:ursofunny OK not over 2million. lol But still a serious question.

:thumbsup

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