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10-23-2008, 02:24 PM
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Join Date: Feb 2007
Location: Ohio
Posts: 7,374
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Re: How to Save Money
Quote:
Originally Posted by Blubayou
I will post some more easy to make, inexpensive gifts later.
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Please DO! I'm looking forward to this. Maybe this could be a totally different thread all of it's own?
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Be kinder than necessary because everyone you meet is fighting some kind of a battle ! ! ! !  |
10-23-2008, 02:46 PM
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Join Date: Feb 2007
Location: North of I-10
Posts: 2,831
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Re: How to Save Money
I thought about that I think I will make it a different thread.
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10-23-2008, 08:09 PM
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Join Date: Apr 2007
Location: Wisconsin
Posts: 11,467
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Re: How to Save Money
If you have small children who like to use a lot of toilet paper, stepping on the roll before putting it on will keep them from pulling off too much.
Also, I recently read about cutting paper towels in half. Since I have a dispenser that sits on the counter, I thought I would try it. So far so good!
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Those who say it cannot be done should not interrupt the people doing it. ~Chinese Proverb
When I was young and clever, I wanted to change the world. Now that I am older and wiser, I strive to change myself. ~
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10-24-2008, 04:10 PM
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Join Date: Apr 2007
Location: Wisconsin
Posts: 11,467
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Re: How to Save Money
Here is a question for some of you. If you had 40% to put down on a house and you were required to put 20% down, should you:
1.Put down the 20 and then after you start paying put the other 20% down?
2. Put down 40 at the beginning of the loan?
3. Put down 20 and invest the other 20 in something else?
Let the opinions begin!
__________________
Those who say it cannot be done should not interrupt the people doing it. ~Chinese Proverb
When I was young and clever, I wanted to change the world. Now that I am older and wiser, I strive to change myself. ~
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10-26-2008, 06:49 PM
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Registered Member
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Join Date: Apr 2007
Location: Wisconsin
Posts: 11,467
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Re: How to Save Money
I have a number of money-saving recipes I will post. Some of them I looked long and hard for! If you have any, please post!
Homemade Granola
3/4 c brown sugar
1/3 c vegetable oil
1/3 c honey
5 c oatmeal
1/2 c dry milk
3/4 t cinnamon
pinch of salt
1/2 c raisins (add after cooking)
Mix brown sugar, oil and honey in saucepan. Heat until sugar is dissolved. Put dry ingredients in large cake pan. Pour sugar mixture over dry mixture and mix well. Bake at 375 for 10 minutes. Store in airtight container after cooling. You can also add other ingredients as desired (coconut, etc.)
__________________
Those who say it cannot be done should not interrupt the people doing it. ~Chinese Proverb
When I was young and clever, I wanted to change the world. Now that I am older and wiser, I strive to change myself. ~
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10-26-2008, 06:50 PM
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Registered Member
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Join Date: Apr 2007
Location: Wisconsin
Posts: 11,467
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Re: How to Save Money
Cleaning Solution
1/2 c ammonia
1/3 c vinegar
2 T baking soda
1 gallon water
Mix. Put in spray bottle.
__________________
Those who say it cannot be done should not interrupt the people doing it. ~Chinese Proverb
When I was young and clever, I wanted to change the world. Now that I am older and wiser, I strive to change myself. ~
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10-26-2008, 06:52 PM
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Registered Member
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Join Date: Apr 2007
Location: Wisconsin
Posts: 11,467
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Re: How to Save Money
Cappuccino
1/2 c instant coffee
3/4 c sugar
1 c nonfat dry milk
Add cocoa or cinnamon or other dry flavors as desired.
__________________
Those who say it cannot be done should not interrupt the people doing it. ~Chinese Proverb
When I was young and clever, I wanted to change the world. Now that I am older and wiser, I strive to change myself. ~
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10-26-2008, 06:54 PM
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Registered Member
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Join Date: Apr 2007
Location: Wisconsin
Posts: 11,467
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Re: How to Save Money
Hot Cocoa
10 2/3 c dry milk
6 oz non-dairy coffee creamer
1 lb chocolate milk mix
1/3 c confectioners sugar
Mix ingredients. 1/2 c mix to 1 c hot water.
__________________
Those who say it cannot be done should not interrupt the people doing it. ~Chinese Proverb
When I was young and clever, I wanted to change the world. Now that I am older and wiser, I strive to change myself. ~
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10-26-2008, 06:57 PM
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Supercalifragilisticexpiali...
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Join Date: Feb 2007
Posts: 19,197
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Re: How to Save Money
Quote:
Originally Posted by ILG
Here is a question for some of you. If you had 40% to put down on a house and you were required to put 20% down, should you:
1.Put down the 20 and then after you start paying put the other 20% down?
2. Put down 40 at the beginning of the loan?
3. Put down 20 and invest the other 20 in something else?
Let the opinions begin!
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The answer is and should be different for different people.
#1. age? Are children in the picture?
#2. other existing debt?
#3. credit card debt?
#4. length of the home loan?
#5. any other sources of income should things get tight later?
__________________
"It is inhumane, in my opinion, to force people who have a genuine medical need for coffee to wait in line behind people who apparently view it as some kind of recreational activity." Dave Barry 2005
I am a firm believer in the Old Paths
Articles on such subjects as "The New Birth," will be accepted, whether they teach that the new birth takes place before baptism in water and Spirit, or that the new birth consists of baptism of water and Spirit. - THE PENTECOSTAL HERALD Dec. 1945
"It is doubtful if any Trinitarian Pentecostals have ever professed to believe in three gods, and Oneness Pentecostals should not claim that they do." - Daniel Segraves
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10-26-2008, 06:57 PM
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Registered Member
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Join Date: Apr 2007
Location: Wisconsin
Posts: 11,467
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Re: How to Save Money
Another Hot Cocoa Recipe
1 lb. nonfat dry milk
1 c sugar
3/4 c cocoa
1/4 t salt
1/3 c mix to 1 c water
__________________
Those who say it cannot be done should not interrupt the people doing it. ~Chinese Proverb
When I was young and clever, I wanted to change the world. Now that I am older and wiser, I strive to change myself. ~
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