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Originally Posted by Sweet Pea
WOW - not my experience with Discover at all!!!!! On more than one occasion, they have removed late fee AND interest charge when I didn't get my payment to them on time. A simple phone call and it was all removed. They have always been very courteous and respectful! We have used had Discover for probably 12 to 15 years. I don't think they have raised my interest rate - as we always pay it off in full. On the very rare occasion that we have had to put something on a card and take a couple of months to pay it off, we have a BofA Visa card with a VERY low rate - but we haven't done that in probably five years or more. Use that card about once a year, just to keep it active.
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My parents had good credit with Chase, Discover, BOA, and possibly a couple of others. However, they raised fees and interest rates, and were difficult to get along with. I would not any of them if I had a choice. This is just our personal experience with these groups.
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