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Originally Posted by Luke
Why should I have to pay for someone else's health care? Where is the liberty in forcing others to pay for the health care of someone else?
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You already are. Ever notice how insurance premiums increase? Why? The most expensive reason is because so many people don't pay their medical bills from hospitals, doctors, clinics, etc. Why? They don't have insurance. So, these providers write off what they can and pass down the loss in higher costs on care. As the costs on care rises... insurance companies raise premiums to cover the rising costs. Therefore, you already are paying for others, in the MOST expensive way imaginable. However, you're paying all the additional costs like administrative costs too. Also, these people can't afford to continue various treatments, so they hold off and rush to the ER when they can't manage, raising costs more. Then they declare bankruptcy, increasing costs even more. As premiums get higher and higher, more people opt out of purchasing insurance for themselves or their families. It's a cycle that creates a race to making health insurance unaffordable. And something has to be done to fix it before it becomes too expensive to fix. At least in single payer insurance, not only does everyone receive necessary care... but it's cheaper because they don't wait until they are nearly dying to get seen. Regular physicals keep things cheaper. Also, the vast majority pay SOMETHING into the system. So the truth is... only the Single Payer model truly forces EVERYONE to pay something for their health care.
Quote:
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Would it not be more in line liberty and personal responsibility to allow companies to choose weather or not to offer health benefits and if so how much they want to offer while at the same time allowing individuals the option to purchase their own health plans if they so choose?
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And as healthcare costs skyrocket most businesses will choose not to. Now, this plan races to the bottom... nobody insured. Does that really sound like a plan to you???
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If you want a "Free Market" and "Personal Liberty" approach... you have to treat healthcare like other industries. If people don't have the financing (insurance)... or cold hard cash... turn them away at the ER before being seen. You don't just give away a product or service with "hopes" of payment in a free market system. It drives the prices up too high for anyone to afford until even the provider closes due to the cost of running the business. Imagine a car lot run like healthcare. You just show up, ask for a car, and they give it to you and bill you. The majority of folks don't pay their car bill, or pay very slowly. Still a large number of others declare bankruptcy. What would that do to the price of cars on the car lot? Well, the price would skyrocket as the dealer passed the losses down to the consumers. There is no "free market" approach to something as universal as healthcare.... unless we turn people away at the door if they don't have money or insurance. And... then we have to ask if that is ethical with regards to healthcare, seeing that it's often a matter of life and death?
In the modern world... there is no other way than to force everyone to pay SOMETHING into the system. Single Payer would do that. Also, it would release businesses and corporations from having to pay for it unless they wanted to offer elective packages to supplement the Single Payer plan, but that wouldn't be required. It would free companies and corporations to focus on one thing... business.
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