Truthfully...Do you believe in luck?

[Rhoni]

There are some people I have counseled with in the past who have a 'victim mentality' and I gave them cognitive behavioral therapy to change the way they look at the situations in their life, giving them a different feeling/attitude, which changes or gives them more positive behaviors.

But if you are a people watcher...you can truly see that some people really do have bad luck. What do you attribute this to? You can only partially blame the person involved...something else is surely going on, but for the life of me I have no answer to this dilemna.

Any thoughts on this subject?