New Doctrine Emerges: NOT Forgiven at Repentance

[Aquila]

I believe that full New Testament salvation contains repentance, water baptism, and Holy Ghost infilling. But I've always had this question.... I was filled with the Holy Ghost immediately after repentance. I spoke in tongues and wept for nearly 40 or more minutes. If my sins weren't remitted until water baptism (which happened later) .... how did God fill me with the Holy Ghost seeing that I was still, according to some, covered in sin? I've wrestled and wrestled with that. It's like I compare my EXPERIENCE to what people are teaching and it doesn't mesh. People are filled with the Holy Ghost before water baptism all the time. That in itself testifies to the fact that sins are forgiven and one is justified at Repentance. However, this doesn't mean that one shouldn't obey and be water baptized, it's only a practical example that experience doesn't match what is often taught.

What if I repented of sin, was filled with the Holy Ghost and was then killed crossing the street on the way to the creek to be water baptized? Many would say that I was lost because I wasn't baptized. Others would say that I was acting in obedience and therefore God would have mercy.

Just some questions that roll around in my crazy head.