I only deal with local banks where if I have a problem, I can go and look someone in the eye.
I cut up all my credit cards except for my local bank.
The newest trend is "Reward Cards".
I have a Kroger Card and a Walgreens Rewards card. I don't think Wally world has a 'rewards card' ....yet.
I refuse Walmart Credit cards everytime they ask me to sign up. If it ever gets to the point where I cannot shop there for a lack of a walmart card, I won't shop there at all.
Lowes is interesting at how they market their 'rewards card'. The cashier asked me to sign up. I asked her what's in it for me? She said, "Nothing. Lowe's will keep track of your purchases for you". I ask her, "Why do I need Lowes to keep track of my purchases? I am 57-years-old , I am old enough to track my own purchases". Then the cashier said, "Oh, your warranty is on the card". I say, "Do I not get a warranty if I do not accept the card"?
She said, "Yes, but you will have to keep your receipt". I ended the conversation with "I'm an old lady. I've been saving receipts for warranties all my life". I thanked her kindly, took my receipt and left with my merchandise without a Lowes Rewards Card.
Threaded Mode
