Why are we Baptised?
To wash away our sins!
Act 22:16 And now why tarriest thou? arise, and be baptized, and wash away thy sins, calling on the name of the Lord.
He that beleives "AND" is Baptised will be saved!
Mar 16:16 He that believeth and is baptized shall be saved; but he that believeth not shall be damned.
1Pe 3:21 The like figure whereunto even baptism doth also now save us (not the putting away of the filth of the flesh, but the answer of a good conscience toward God,) by the resurrection of Jesus Christ:
Seems like just believing doesn't cut it, does it?