Quote:
Originally Posted by dansamy
Rico, we do come out a little ahead. About $600 a month. Which is going towards the debt snowball. By the time we are out of debt, our children will also be old enough to be "latchkey" kids for the hour and a half before their dad gets home. So, our budget will look better in a two fold manner: no more debt payments and no more childcare expenses.
Regarding SS, that will be bankrupt long before I am ever entitled to get my money back from them.
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Right now we are coming out ahead between $100-$200 a month, and it's all going into savings. Things are picking up with this work from home job I started a few months back, so I hope to be more ahead by the end of this year. Our children are all in school, so we are past the child care years. Not having to pay those expenses will make a huge difference in your budget. Like you, I have some serious doubts about SS being around when I retire.
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