We are saved by Jesus Christ.
He is the Author and Finisher of our faith (
Hebrews 12:2).
I need to point out that
Hebrews 12:2 is not a reference to each individual Christian's personal faith in Jesus Christ that leads to salvation for our eternal souls. The "faith" refererenced in this chapter is the Gospel of Christ-- the basis for our faith.
Literally speaking, if we were saved by the actions and faith of Jesus Christ alone, then no one would be lost because the works and faith of Christ is sufficient for the salvation of all of humanity.
Yet all of humanity will not be saved. The Bible implies that more will be damned than saved (
Matthew 7:14).
Why will this happen?
2nd Timothy 3:13 states that, "... evil men
and seducers shall wax worse and worse, deceiving, and being deceived."
The commands of Christ and the interpretation of those commands by the actions of His Apostles are not mere good ideas or suggestions. They are commands to be obeyed out of a heart of love and reverence for the Author and Finisher of the Good News that saves our never dying souls.
I am of the camp that the act of baptism by itself is not salvational. I hope I am clear in my statement when I say that it is the faith of the One Author and Finisher that saves and water baptism is His command to us-- those who follow Him out of love and reverence into life everlasting.
One can not Biblically believe the Gospel of Jesus Christ and refuse water baptism. Neither can one Biblically believe the Gospel of Jesus Christ and not repent.
I would like to do more studying on the concept of
"passive" Biblical commands-- potentially making the experience of the infilling of the Holy Ghost to be an experience that is to be preached and taught as an experience that EVERY BELIEVER MUST SEEK AFTER AND EXPERIENCE FOR ETERNAL SALVATION.