New health insurance policy

[Margies3]

So the Obama administration has passed this new thing saying that pre-existing conditions now must be covered under your health care. Ok, that sounds good in theory.

Here's the rub tho. Walt's company re-does their health insurance coverage every couple of years. This just happens to be the year for that. They are with Anthem Blue Cross/Blue Shield, which has been pretty decent coverage so far. But before his company can re-sign a contract with Anthem now, every employee in the company has to fill out a huge (20+ page) online questioneer. They want to know if you have ever experienced (insert whatever health issue you can think of here) or if you have ever discussed with your doctor (insert whatever health issue you can think of here) or if you currently suffer from (again, insert whatever health issue you can think of). Basically, if you've ever had a hang-nail, they want to know about it. Once they get all that information, then they will tell you what they plan to charge for coverage.

The thing is that, even tho they are now required to cover all pre-existing conditions, there is no regulation telling them HOW MUCH they can or cannot charge. I'm really nervous about this.

Have any of the rest of your companies had to go thru the same hoops? I'm curious what it did to the cost of your coverage.