How to ask for a lower rate
http://www.bankrate.com/brm/green/cc...a.asp?caret=26
Quote:
Follow the script
While it's not quite a matter of ask and ye shall receive a lower credit card rate, it's pretty darn close. All the consumers who participated in the PIRG survey were given the following sample script.
Hi, my name is [Your Name]. I am a good customer, but I have received several offers in the mail from other credit card companies with lower APRs. I want a lower rate on my card, or I will cancel my card and switch companies.
And that's it. Even folks who dread confrontations ought to be able to handle that. You only need to be assertive for a matter of seconds.
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Printed out the script and will make my husband read it to them.
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