Okay Kutless, IMO, there may be some circumstances where a person who has not followed what we consider the biblical plan of salvation would not be held accountable.
1. A child.
2. A dumb (literally) person.
3. A mentally handicapped person.
I do not know how God will handle those who have never heard of a bible or the Name of Jesus. I do know what
Acts 17:30-31 says.
But none of these examples are reason for any American to evade following
Acts 2:38. We all have access to the Word.