Quote:
Originally Posted by GrowingPains
Your ambulance ride after the accident helps your case. Continue to save medical bills. Do you have prior back injuries? Those will be scrutinized if so.
Obtain a personal injury attorney -- or negotiate on your own. Best with an attorney, but they also claim much of your money. Any time off work, document it. Any other inconveniences, document it. How has this affected your quality of life? Document it. Build your case. All medical bills are usually paid without question. Your Bodily Injury settlement is where negotiation happens. The ball is in your court, and you do not have to accept an initial offer.
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Thanks for all of your advice!
I'm working with USAA in San Antonio. I used to work in the legal department there and they are very fair. I've talked to the agent who is handling everything and thus far, I feel I don't need an attorney.
I don't have any prior back problems. I am saving everything and my doctor is going to write out a good report and a detailed list of everything.
The insurance agent told me that they expect that I would see a doctor and that they will pay.
I just hope the repair place will do our truck justice. We still are not certain if the frame is bent. The guy told me he won't be able to tell until he takes off the bumper and he didn't want to lower the tailgate as he knew he wouldn't get it back up. We will find out next week.