The UR adherent wants you to read more than what is being said in
Romans 5.
1. First Paul says we are justified through faith. Faith/Belief being necessary.
2. That righteousness, the declaration of being just or right with God is a gift made available to all men that can be RECEIVED. Which ,of course , the inverse means that a gift can be rejected.
17For if by the transgression of the one, death reigned (AH)through the one, much more those who receive the abundance of grace and of the gift of righteousness will (AI)reign in life through the One, Jesus Christ.
3. That through one act of righteousness or this declaration results in the justification (the basis of our legal standing) before God.
18So then as through (AJ)one transgression there resulted condemnation to all men, even so through one (AK)act of righteousness there resulted (AL)justification of life to all men - yet never annulled his basic premised that we are saved by grace through faith.
However where Crakjak and his friends fall short is that it is through faith and that somehow one can be an unrepentant Buddhist pedophile serial killer during one's life, and without Scripture, say that after death he will have a chance to have faith in the sacrifice of Christ for his salvation.
He mistakes the universal basis of our righteousness with a decree that all are saved even if one chooses not to believe or rejects the Gospel.
Of course Jesus made it clear that he who does not believe is condemned.
If he is right (not likely) too much hangs in the balance not to believe when we have breathe.