The reason why your premiums continue to increase is because the numbers of the uninsured are increasing. As they seek care in ERs they don't pay the bill. In order to make up the loss the health care industry raises the cost of health care. When the cost of health care increases your premiums increase. All to pay for the uninsured who are paying nothing toward their health care expenses. If we covered all Americans prices would deflate as the health care industry would finally be being paid for the work they do. And get this... every America would pay SOMETHING toward their health care costs instead of the uninsured passing that cost down to me and you.
I agree 100%. I'm convinced that to fix the problem EVERY American has to be insured and I'm fairly certain that is going to require mandating health insurance. I'm fine with incentiveizing and rewarding those who will purchase it for the first time with a tax credit of some sort, but it has to be required I believe.
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In essentials, unity. In non-essentials, liberty. In all things, charity. Augustine