That would be salvation by "grace" alone which is not correct. Salvation is by Grace THROUGH faith. God judges your reponse right to obtain salvation. Faith is lifestyle not a condition of simple knowledge. A person obtains covenant by casting off all to obtain not simply believing he died for sins. He believes and does what needs to be done. To obtain salvation. Salvation is a purchase not simply a forced handout as it costs you something. Not just some bumb on the street corner getting a free salvation sucker stuck in his mouth.
And that "response" is at a heart level. Get rid of "judge" in this too. God is not judging, he is accepting our response. He's not on a judgement throne right now, he's on yours and my trail. What a differing perspective of God!
No one thinks faith is cognitive. Another straw man. Faith is a heart level response to who God is. BECAUSE we believe who he is, we cast off. And you know what, our New Year's Resolution, Self-savior casting off is really the wrong way to see it. God's help here is what is important. His view of us is what is important.
And yes, salvation is exactly for "some bumb on the street that gets a free salvation sucker to be stuck in his mouth." What a wonderful message! They need to realize that their living for themselves is nothing compared to living in Him!
scripture of "God's faith in Abraham was justified" in
James 2
So your point? God considered him right because he responsed, which is how God judges all actions in that we are either at enmity or not with him. God considered Abraham righteous by doing which is James point of your you have not addressed AND NOT BY FAITH aLONE (mental assent alone)
God DIDN'T "JUDGE" Abraham's doing. He accounted to him righteousness by believing. Quit re-writing Scripture.
God judges responses just or unjust.
God judges hearts. Our responses are an after-thought of our hearts. It's that simple! God did not go into covenant with Abraham until he judged his faith.
Gen 12 promise was not realized unto covenant(
Gen 15) until he moved. Abraham's covenant was not realized until(
Gen 22)
WRONG! Where do you come up with this stuff? God reassured Abraham of his covenant again with him at the altar with Isaac. But where do you get in the Text this is where the covenant was "really official" now? he was tested again and seen faithful and obedient.
Yes, he was.
When we call upon his name in baptism(
Acts 22:16) he answers our call upon which we are united in covenant unto his death and raised unto newness of life.
More adding here. Scripture please. 
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